Federal Pell Grant	Federal Plus Loan Program
Federal Supplemental Education Opportunity Grant (FSEOG)	Federal Work Study Program
Federal Stafford Loan Program
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The Pell Grant

This is a Federal grant based on a family's financial situation. PELL awards may be received by undergraduate students who have not received a bachelor's degree at the time of application. Applications for this award must be made for each academic year by filing a Free Application for Federal Student Aid. Generally, students are required to be enrolled at least half-time.

The Pell Grant is a federal program designed to provide financial assistance to those who demonstrate a need for such funds. Pell grants are intended to be the “floor” of a financial aid package and may be combined with other forms of aid in order to meet the costs of education. The amount of Pell Grant awarded is determined on the basis of the resources of the student, as well as that of the student's family. Student eligibility depends on several important criteria:

• Student must be a U.S. citizen or eligible non-citizen.
• Student must be registered with Selective Service (if required).
• Student must be attending at least half time (6 hours).
• Student must have a high school diploma, GED or meet other standards indicating ability to benefit.
• Student must have a social security number.
• Student must be working toward a degree or certificate.
• Student must be making satisfactory academic progress.
• Student cannot owe a refund on a Federal grant or be in default on a Federal educational loan.
• Student must have financial need, as determined by the results of your Free Application for Federal Student Aid (FAFSA).

Federal Supplemental Educational Opportunity Grant (FSEOG)

Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need, that is, students with the lowest Expected Family Contributions (EFCs) who are also Federal Pell Grant Recipients. An FSEOG award doesn't have to be paid back. FSEOG is awarded to eligible students on a first come, first served basis.

Federal Stafford Loan Program

The Stafford Loan Program is available to students in a subsidized or unsubsidized version. The subsidized Stafford is need-based and interest on the loan is paid by the Federal government while the student is either in school or has deferment status. The unsubsidized Stafford is available to any student regardless of need, but the interest on this loan is payable by the student from the date of loan disbursement. PELL eligibility must be determined prior to loan eligibility, and applicants must meet the application criteria of the lender.

Federal PLUS Loan Program

The PLUS Loan Program makes loans available to parents of dependent undergraduate students. Borrowers are not required to show need but the amount borrowed cannot exceed the cost of education minus other aid. A borrower is required to repay the lender the full amount borrowed plus interest with the first payment due within 60 days of the date of disbursement. The student should apply for need-based aid prior to application for the PLUS Loan to be sure the loan could not be replaced with other forms of aid.

Federal Work-Study Program

This program is designed for students who have additional need which cannot be met by other financial sources. Eligibility is determined by financial need, class schedule, and academic progress.

The College arranges jobs on campus according to availability of funds. Students may earn up to the maximum amount of need when combined with other financial resources. Working hours should not conflict with class schedules. Work-study students must complete W-4 and I-9 forms in the Business Office and related paperwork with the Office of Financial Aid.

• Job Descriptions
• Federal Work Study Application